Ways to save

I need it, I really do...lol! I'd be sharing with you a nice article am reading right now. It's helpful especially to all the mommies out there, including me.. Okay, here it is... take note!

Shopping: Make a list. Avoid impulse buying. Look for best prices. Make use of coupons and rebates. Purchase needed items on sale and off season. When possible, buy in bulk.
Sometimes am guilty of this one. I shop because I like to not because I need it. Oh and yeah, it's not even funny. Sigh!

Home Finances: Pay bills on time to avoid extra charges. Prepare meals and beverage at home, and be moderate in food and alcohol consumption. Turn off lights and appliances when they are not in use. If possible, use energy-efficient devices. Insulate your home. Consider downsizing.
We do need to take note of this...seriously LOL!

Transportation: If you need a personal vehicle, buy a reliable, fuel-efficient one. It need not be new. Combine errands, and carpool when possible. Otherwise, use public transportation, walk or ride a bike. Vacation off season or perhaps closer to home.
Oh well, it's a good thing I don't know how to drive... or else..hehe!

Phones and Entertainment: Do you need a home phone as well as a cellphone? If your children have cell phones, can they use them more sparingly or even manage without them? If you subscribe a TV service, can you cut cost by reducing the number of channels? Borrow books and movies from the library instead of buying them.